Heating and cooling # What is a geothermal heat pump? A geothermal heat pump exchanges heat with the ground or with groundwater through buried loops, instead of with outdoor air. Because ground temperature varies far less than air temperature across the year, it holds its performance in cold weather better than an air-source heat pump. ## Is it something you have at home? **Residential equipment.** This term describes equipment that can genuinely be in a US single-family home. ## Why it matters to you The trade-off is the loop field: cost and feasibility depend on your lot, soil and drilling access far more than on the equipment itself, which is why two quotes for the same house can differ enormously. ## How is the right equipment size decided? Nearly every persistent comfort problem traces back to equipment size, and size is decided before the first box arrives. The standard is the ACCA **Manual J** load calculation (ANSI/ACCA 2 Manual J - 2016), which totals the heat gain and loss of your specific house: orientation, window area and type, insulation levels, air infiltration, internal gains, and your local design temperature. What a Manual J is *not*: square feet per ton, and not the old unit's tonnage. The first ignores everything that makes one house different from another. The second assumes whoever sized the old equipment got it right, and propagates their error for another fifteen years. Oversized equipment reaches the setpoint and shuts off before it has dehumidified, so the house ends up cold and clammy at the same time. Every start is also the hardest moment in a compressor's life, so wear accelerates. And you pay for the surplus capacity twice — once to buy it and again to run it. Ask for the completed Manual J in writing, not the claim that one was done. [What it contains and how to read it](https://hvacbuddy.shop/sizing/manual-j/). ## What actually drives the cost? We publish no national average price, and the reason matters: an average across every house, region and system type is not a number you can act on. A replacement that includes duct modification, an electrical upgrade and a permit is a different job from a straight swap, and both read as "system replacement" on a one-page proposal. What actually drives your number: - **Equipment capacity and tier**, which should come from the Manual J rather than the old nameplate. - **The ducts** — whether they can move the air the new equipment needs, and what it costs if they cannot. - **Electrical work**, if a circuit or panel change is required. - **Permit and inspection**, usually required. - **Refrigerant** — current equipment uses R-454B or R-32; remaining pre-2025 R-410A stock may price differently. [What a bid should itemise](https://hvacbuddy.shop/costs/) · [operating cost calculator](https://hvacbuddy.shop/calculators/). ## Which efficiency numbers can you actually compare? If you are comparing efficiency figures, check which generation they belong to first. On January 1, 2023 DOE changed the test procedure and renamed three metrics: SEER became **SEER2**, EER became **EER2**, and HSPF became **HSPF2**. The current procedure measures at a higher external static pressure, much closer to what equipment meets once installed in a real house on real ductwork. DOE is explicit about the consequence: "Although SEER2, HSPF2, and EER2 ratings are similar to ratings using the original metrics, they are not directly comparable. Compliance with the new standards for each model must be determined based on its measured SEER2, HSPF2, or EER2." In practice: a SEER figure from a 2019 article cannot tell you whether a quote reading SEER2 is good, bad or identical. That is why we publish no conversion factor. We do not publish a SEER-to-SEER2 conversion factor. DOE states that ratings on the new metrics are "not directly comparable" to ratings on the original metrics, and that compliance must be determined from the measured SEER2, EER2 or HSPF2 value. Approximate multipliers circulate widely, but they vary by equipment type and configuration, and using one to compare an old article's number against a number on today's quote is how homeowners end up believing they were offered less efficiency than they were. Compare like with like: ask for the SEER2 figure, and check it against the AHRI certificate. The nationwide minimum for a split-system air conditioner is 13.4 SEER2, and for a split-system heat pump 14.3 SEER2 with 7.5 HSPF2. [What each metric measures](https://hvacbuddy.shop/efficiency/) · [minimums by region and state](https://hvacbuddy.shop/efficiency/standards/). Sources (1) - U.S. Department of Energy — [Geothermal Heat Pumps — Energy Saver](https://www.energy.gov/energysaver/geothermal-heat-pumps) (accessed 2026-08-20) By [HVACBuddy Editorial Team](https://hvacbuddy.shop/authors/editorial-team/). Last reviewed: 2026-08-20. HVACBuddy publishes independent information. We do not install or service equipment, we do not dispatch contractors, and we do not sell leads. Nothing here is engineering, tax, or legal advice.